Talking to parents about their future can be a rational, caring discussion about dreams and aspirations as well as practical considerations. Often the discussion is avoided because we don’t want to talk about the possibility of future health problems or can’t face the idea of downsizing or selling the house. But those feelings are often based on lack of information and fear of the unknown.
We encourage you to start a productive conversation—and the time to have it is now, while your parents are healthy and can look forward to everything we have to offer. But you don’t have to have that discussion alone. Talk with us. Bring us your questions. We’ll offer guidance with no sales pressure.
People often find that living at a Presbyterian Senior Living community is less costly than living in their own homes. The monthly fee is usually covered by Social Security, pensions and/or money previously used for home maintenance/repair, transportation, home insurance premiums and property taxes. It’s important to evaluate actual costs for home maintenance and repairs, property taxes, insurance, food, utilities and other household expenditures. Your parents will probably appreciate knowing rather than guessing how those costs might compare. Download a detailed Cost Comparison Worksheet.
Asset protection is a genuine concern for many and should be part of your discussion. It’s important to know if your parents want to explore entrance fee options that provide estate refunds.
Another important question is: what will happen to them if they outlive their resources? Many people live purposeful, fulfilled lives for 20 or 30 years after moving to a retirement community. It can be reassuring, therefore, to both you and your parents to understand that no one has ever been asked to leave the Presbyterian Senior Living system of care because they had outlived their resources. We’ll be glad to provide you with the details.
As conversations with your parents go, this topic can be one of the most difficult. A Continuing Care Retirement Community (CCRC) offers a range of service options including personal care, assisted living, skilled nursing care, physical rehabilitation and in-home support services. This is important because if or when one or both parents face a health crisis, they have options and the burden of care does not fall on you.
Preparing to make a move can be intimidating—even if you don’t have a house to sell. We can help you get started by providing information with answers to your questions and outlining the steps for a successful move. We can also offer helpful local resources that have been used with satisfaction expressed by our residents.
Know what questions to ask when visiting retirement communities, including ours:
Most residents will tell them, “I wish I’d come here years ago.” As a matter of fact, we have never had a resident tell us that they came too soon. The time to make a move to maintenance-free living is while they are healthy, active and able to enjoy community life. If they wait until a health problem forces their decision, they have fewer choices and less time to make them. They can start by dipping a toe into a better way of life. They can be our guests for an overnight mini-vacation. They’ll enjoy our fine cuisine, take part in fascinating activities, and unwind with residents who will be happy to answer questions and share important aspects of their decision-making journey. Please Contact Us in advance to schedule your visit and ensure availability.
Whatever the beginning point—a birthday, an anniversary, or a weekend at the cottage— pick a date and have the talk. Learn from them about their hopes and concerns for their future and, if they agree, join them on their unique decision-making journey.